Recent college grad Ricky Pryce feels stuck delivering food orders while supporting his sick mother. He's soon invited to attend a friends mixer where he meets Claire Brent, daughter of the MIDAS Health Insurance CEO. His lies of attending Harvard meant to win her over end up landing him a job at MIDAS — the same company that laid off his mother. After a few weeks on the job, Ricky realizes he can't keep up the facade for much longer, and devises a plan to set up fraudulent payouts to fund his mother’s surgery, enlisting help from his friends Victor and Sunita, who have their own financial woes.
After their heist goes surprisingly well, tech savvy Victor explains he's uncovered a dark secret: MIDAS has been buying large amounts of data, including DNA reports, on their policyholders and terminating their policies before big payouts. Faced with this discovery, the team must choose between keeping their ill-gotten gains or exposing the insurance giant's scheme and risking exposure.
